Terms and Conditions

1. Introduction

These Terms and Conditions govern your use of the Kingsman Associate website and the services we provide. By accessing our website or engaging our services, you agree to be bound by these terms. Please read them carefully before proceeding.

Kingsman Associate is a financial consultancy specialising in Inheritance Tax planning, business continuity, will writing, and retirement planning for high-net-worth individuals worldwide.

2. Services

Kingsman Associate provides financial consultancy services including but not limited to Inheritance Tax (IHT) planning, business continuity and keyman protection, will writing and estate planning, and retirement planning.

All services are provided subject to a separate engagement letter or service agreement, which will set out the specific terms applicable to your engagement with us. These Terms and Conditions apply in addition to any such agreement.

We reserve the right to decline to provide services to any individual or entity at our sole discretion.

3. Not Financial Advice

The information contained on this website is provided for general informational purposes only and does not constitute financial, legal, or tax advice. It should not be relied upon as the basis for any financial or investment decision.

Before making any financial decisions, you should seek independent professional advice tailored to your individual circumstances. Kingsman Associate accepts no liability for any loss or damage arising from reliance on information published on this website.

4. Regulatory Status

Kingsman Associate operates in accordance with applicable laws and regulations in the jurisdictions in which it provides services. Clients are responsible for ensuring that engaging our services is permitted under the laws of their own jurisdiction.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Kingsman Associate and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content from this website without our prior written consent.

6. Privacy and Data Protection

We are committed to protecting your personal data. Any personal information you provide to us through this website or in the course of our services will be handled in accordance with applicable data protection legislation, including the UK General Data Protection Regulation (UK GDPR).

We will only use your personal data for the purposes for which it was collected and will not share it with third parties except where required by law or where necessary to provide our services.

7. Limitation of Liability

To the fullest extent permitted by law, Kingsman Associate shall not be liable for any indirect, incidental, special, or consequential loss or damage arising out of or in connection with your use of this website or our services.

Our total liability to you in connection with any matter shall not exceed the fees paid by you to us in respect of the relevant service.

8. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. Kingsman Associate has no control over the content of those websites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

9. Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page with an updated revision date. Your continued use of this website following any changes constitutes your acceptance of the revised terms.

10. International Clients

Kingsman Associate serves clients across multiple jurisdictions, including the United Arab Emirates, the United Kingdom, and internationally. Where services are provided to clients based outside the UAE, those clients are responsible for ensuring that engaging our services complies with the laws and regulations of their own jurisdiction.

Clients based in the United Kingdom should be aware that financial planning and estate-related services may be subject to UK Financial Conduct Authority (FCA) regulations and applicable UK tax legislation. We recommend that UK-based clients seek local legal and tax counsel in conjunction with our services.

Where required by applicable local law, Kingsman Associate will work with appropriately qualified local advisers to ensure that our services are delivered in a manner consistent with the regulatory requirements of the client's jurisdiction.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United Arab Emirates, which shall serve as the primary governing law for all engagements unless otherwise agreed in writing.

For clients based in the United Kingdom, to the extent required by applicable UK law, any disputes arising in connection with services provided within the UK may also be subject to the jurisdiction of the courts of England and Wales. In such cases, the parties will endeavour to resolve disputes amicably before initiating formal proceedings.

For clients in other international jurisdictions, Kingsman Associate reserves the right to agree alternative governing law arrangements on a case-by-case basis, as set out in the relevant engagement letter.